Expenses when buying a property in Spain.
Annual payments (approx.)

 PeriodEurosSterling
I.B.I (Contribucion Territorial Urbana)  (similar to local council tax) Per Annum € 300£ 200
Water (includes rubbish collection)2 months € 36 + usage£ 24 + usage
Gas (Butane) – 1 cylinder for approx. 3 months cooking25kg cylinder € 8£ 5.33
Electricity2 months € 36 + usage£ 24 + usage
Community Charges (applicable to complex)Per Annum € 120-360£ 80-240
Car Road Tax  (e.g. for Ford Fiesta)Per Annum€ 100£ 67
Car InsurancePer Annum€ 480£ 320
Home & Contents InsurancePer Annum€ 110£ 73.33
* * Private Health Insurance (Optional)Per AnnumMin. € 580Min. £ 387